Pricing that respects your money.
Free where it should be. Honest where it isn't. Cancel anytime, your balance is always yours.
Everyday
The wallet most people need. Send, request, split and tap to pay.
- Free P2P transfers in USD
- Tap to pay via Apple / Google Pay
- Virtual Coconut Card included
- Up to $500/mo fee-free ATM withdrawals
- Real-time spending insights
Premium
For travellers and big spenders. Metal card, better FX, smarter saving.
- Metal Coconut Card in your choice of finish
- 3% cashback on everyday categories
- No-fee FX abroad, real interbank rates
- Round-ups that save automatically
- Priority human support
Pro
For Coconut for Business. Shared wallets, business finish, and a clean view of every dollar. Requires Coconut for Business, two or more Coconut services, and approval.
- Requires Coconut for Business and two or more Coconut services
- Approval required, includes the distinct business finish
- Unlimited virtual team cards
- Per-card limits and merchant rules
- Multi-admin approvals
- Zoho Books & QuickBooks sync
- SAML SSO and audit logs
No hidden fees
Coconut Pay never charges overdraft fees, weekend FX markups, or surprise inactivity charges. If we ever need to charge for something, you'll see it before we do.
Coconut Pay is not a bank. Wallet balances are not FDIC-insured. The Coconut Card is issued by Stripe Issuing, Inc. See Terms and Privacy.
Having trouble with Coconut Pay? . You can also email back-office@coc0nut.com.