Coconut Pay
Money that moves like aloha.
Send, request, tap to pay. One wallet, one card — in the Coconut app or on desktop.
Coconut Card
One card, finished to match the way you move.
Hover or tap a finish. It enlarges and shows what that card is for.
Basic
Coconut
The card for everyone. Instant sends, tap to pay, virtual card the moment you sign up.
- No annual fee
- 1% cashback
- Apple / Google Pay
- Virtual and physical
Demo
Flip it. Freeze it. Move money.
Example debit card — front and back with handle, CVV, magnetic strip, and expiry. Toggle the card on or off.
Tap to flip
- 01Freeze anytime— lock the card from the app or here.
- 02Dispute in a few taps— report a charge and track status.
- 03Send to @handles— transfer to any Coconut member.
Features
Everything your wallet should do
Peer to peer transfers, tap to pay, and one card for everyday spending.
AI powered financial insights
Coconut watches your patterns and surfaces what matters.
Smart savings and investments
Round ups, goals, and curated portfolios in the background.
Bank grade security
Encryption, multi currency, freeze the card from your phone.
For individuals and business
Everyday spending or cash flow, virtual cards, and team roles.
Disputes & transfers
Resolve fast. Send faster.
Submit a dispute
Tap the transaction, choose a reason, attach a note. Track status in the app.
Transfer to people
Search by @handle or phone. Instant inside Coconut.
Invite only
Pay is available by invitation
Enter your invitation code to continue. If you don’t have one, you can sign up to be notified when pay is available in your region.
Coconut Pay is not a bank. Wallet balances are not FDIC insured. See Terms and Privacy. Card shown is an example only.